TIP vs XLY: Which is better?
Quick Takeaway: XLY has a lower expense ratio (0.09%) than TIP (0.19%), making it more cost-effective for long-term buy-and-hold investors.
Comparison Matrix
| Metric | TIP (iShares TIPS Bond ETF) | XLY (Consumer Discretionary Select Sector SPDR Fund) |
|---|---|---|
| Asset Class | US Inflation-Protected Bond | US Consumer Discretionary |
| Expense Ratio | 0.19% | 0.09% |
| Dividend Yield | 3.80% | 0.85% |
| AUM | $18B | $21B |
| Benchmark | Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) Index | Consumer Discretionary Select Sector Index |