TLT vs XLY: Which is better?
Quick Takeaway: XLY has a lower expense ratio (0.09%) than TLT (0.15%), making it more cost-effective for long-term buy-and-hold investors.
Comparison Matrix
| Metric | TLT (iShares 20+ Year Treasury Bond ETF) | XLY (Consumer Discretionary Select Sector SPDR Fund) |
|---|---|---|
| Asset Class | US Long-Term Treasury | US Consumer Discretionary |
| Expense Ratio | 0.15% | 0.09% |
| Dividend Yield | 4.45% | 0.85% |
| AUM | $52B | $21B |
| Benchmark | ICE U.S. Treasury 20+ Year Index | Consumer Discretionary Select Sector Index |
