SoFi Bank: High-Yield Savings & Checking Review & APY Rate
At a Glance: SoFi Bank currently offers 4.60% APY on its High-Yield Savings & Checking. It requires a minimum deposit of $0, charges $0 monthly maintenance fees, and is FDIC insured.
Account Specifications
| Feature | Value |
|---|---|
| Bank / Institution | SoFi Bank |
| Annual Percentage Yield (APY) | 4.60% |
| Minimum Opening Deposit | $0 |
| Monthly Maintenance Fee | $0 |
| Compounding Frequency | Daily |
| FDIC Insurance Status | ✅ FDIC Insured (up to $250,000) |